{"id":14,"date":"2024-07-18T10:22:28","date_gmt":"2024-07-18T10:22:28","guid":{"rendered":"https:\/\/www.lozano-abogados.net\/?page_id=14"},"modified":"2025-05-29T14:20:17","modified_gmt":"2025-05-29T14:20:17","slug":"inicio","status":"publish","type":"page","link":"https:\/\/lozano-abogados.es\/en\/","title":{"rendered":"Despacho de abogados en Cartagena"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"14\" class=\"elementor elementor-14\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0e5fe6f wd-section-stretch e-con-full e-flex e-con e-parent\" data-id=\"0e5fe6f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-33884c8 wd-animation-slide-short-from-right wd-width-100 wd-animation-normal wd_delay_100 elementor-widget elementor-widget-wd_title\" data-id=\"33884c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-white wd-title-style-default wd-title-size-extra-large text-center\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"title-subtitle subtitle-color-white subtitle-style-default wd-fontsize-m\">\n\t\t\t\t\tSPECIALISTS IN BANKRUPTCY LAW - SECOND CHANCE\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h1 class=\"woodmart-title-container title wd-fontsize-xxxl wd-underline-colored-alt\">Your law firm <strong>CARTAGENA<\/strong><\/h1> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-a26af36 wd-section-stretch e-flex e-con-boxed e-con e-parent\" data-id=\"a26af36\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4d64ae1 e-con-full e-flex e-con e-child\" data-id=\"4d64ae1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f21ca36 elementor-widget elementor-widget-wd_text_block\" data-id=\"f21ca36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left color-scheme-dark\">\n\t\t\t\n\t\t\t<p>With an experience of veincinco years, in the sector of the legal profession, and with the aim of providing a <strong>specialized services and customized<\/strong> specialized in the field of <strong>LAW OF BANKRUPTCY AND SECOND CHANCE<\/strong> we put all our resources at the service of the customer, bringing to each case a <strong>high degree of professionalism and confidentiality<\/strong>, putting at your disposal a specialist Lawyer offering a <strong>exclusive and personalized service<\/strong>, face-to-face in our office in Cartagena, direct contact via phone or e-mail, knowing our clients from the first consultation to solve the problem, adapting to the circumstances of each particular case requires, by adjusting our work to the ethical standards and ethics of the legal profession.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-81961e7 e-con-full wd-animation-slide-short-from-left e-flex wd-animation-normal wd_delay_100 e-con e-child\" data-id=\"81961e7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-da49c4a elementor-widget elementor-widget-image\" data-id=\"da49c4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"620\" height=\"391\" src=\"https:\/\/lozano-abogados.es\/wp-content\/uploads\/2025\/03\/abogados-620x391-1.jpg\" class=\"attachment-full size-full wp-image-91\" alt=\"Nube de palabras con la palabra &quot;profesional&quot; en espa\u00f1ol, destacando su uso y variaciones.\" srcset=\"https:\/\/lozano-abogados.es\/wp-content\/uploads\/2025\/03\/abogados-620x391-1.jpg 620w, https:\/\/lozano-abogados.es\/wp-content\/uploads\/2025\/03\/abogados-620x391-1-300x189.jpg 300w\" sizes=\"(max-width: 620px) 100vw, 620px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-7068a90 wd-section-stretch e-flex e-con-boxed e-con e-parent\" data-id=\"7068a90\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0b9bab9 e-con-full e-flex e-con e-child\" data-id=\"0b9bab9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fda7c07 wd-width-100 elementor-widget elementor-widget-wd_title\" data-id=\"fda7c07\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-primary wd-title-style-simple wd-title-size-large text-left\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"title-subtitle subtitle-color-primary subtitle-style-default wd-fontsize-xs\">\n\t\t\t\t\tSecond chance\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h2 class=\"woodmart-title-container title wd-fontsize-xxl\">What is the mechanism of the Second Chance?<\/h2> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"title-after_title reset-last-child wd-fontsize-s\">\n\t\t\t\t\t<p>The <strong>Second Chance act<\/strong> it offers to individuals and self-employed persons, the possibility to renegotiate or cancel your debts. If you are in a situation of <strong>over-indebtedness<\/strong> or <strong>insolvency<\/strong>this law can be your solution to get ahead and deal with your financial obligations.<\/p><p>To welcome you to this legal mechanism that facilitates the cancellation of debts to the <strong>Second Chance act<\/strong> you can start again, removing part or all of your debts, provided that you comply with certain legal requirements. It is a tool designed so that you can <strong>rebuild your financial life<\/strong> and regain your financial stability after passing through difficult times.<\/p>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3d2e254 e-con-full wd-animation-slide-short-from-right e-flex wd-animation-normal wd_delay_100 e-con e-child\" data-id=\"3d2e254\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e06b3e elementor-widget elementor-widget-image\" data-id=\"5e06b3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1920\" height=\"1735\" data-src=\"https:\/\/lozano-abogados.es\/wp-content\/uploads\/2025\/03\/fuu-j-r2nJPbEYuSQ-unsplash.jpg\" class=\"attachment-full size-full wp-image-93 lazyload\" alt=\"Mujer de pie en la playa con los brazos extendidos, disfrutando del atardecer.\" data-srcset=\"https:\/\/lozano-abogados.es\/wp-content\/uploads\/2025\/03\/fuu-j-r2nJPbEYuSQ-unsplash.jpg 1920w, https:\/\/lozano-abogados.es\/wp-content\/uploads\/2025\/03\/fuu-j-r2nJPbEYuSQ-unsplash-300x271.jpg 300w, https:\/\/lozano-abogados.es\/wp-content\/uploads\/2025\/03\/fuu-j-r2nJPbEYuSQ-unsplash-1024x925.jpg 1024w, https:\/\/lozano-abogados.es\/wp-content\/uploads\/2025\/03\/fuu-j-r2nJPbEYuSQ-unsplash-768x694.jpg 768w, https:\/\/lozano-abogados.es\/wp-content\/uploads\/2025\/03\/fuu-j-r2nJPbEYuSQ-unsplash-1536x1388.jpg 1536w\" data-sizes=\"(max-width: 1920px) 100vw, 1920px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1920px; --smush-placeholder-aspect-ratio: 1920\/1735;\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-f594c66 wd-section-stretch e-flex e-con-boxed e-con e-parent\" data-id=\"f594c66\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-402bf29 e-con-full e-flex e-con e-child\" data-id=\"402bf29\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1fd39ef elementor-widget elementor-widget-wd_text_block\" data-id=\"1fd39ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left color-scheme-light\">\n\t\t\t\n\t\t\t<p>With the <strong>Second Chance act<\/strong> you have the possibility of <strong>restructure your debts<\/strong> if you have owned a property that is your usual home, through a payment plan approved by the judge of the contest and the insolvency administrator. This plan will allow you to postpone the payment of a significant percentage of the debt over the term of five years, and so gain time and to manage your debts without the constant pressure of the creditors, rising foreclosures and archiv\u00e1ndose the processes of judicial execution that are in the pipeline. With this procedure you will be able to breathe a sigh of relief knowing that you have a time limit to recover financially and take control of your finances. It is your chance to give a twist to your financial situation.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8aae976 e-con-full e-flex e-con e-child\" data-id=\"8aae976\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-bf2cfcb e-con-full wd-animation-slide-short-from-left e-flex wd-animation-normal wd_delay_100 e-con e-child\" data-id=\"bf2cfcb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-09b9a3a elementor-widget elementor-widget-wd_infobox\" data-id=\"09b9a3a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_infobox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"info-box-wrapper\">\n\t\t\t<div class=\"wd-info-box text-center box-icon-align-top box-style-base color-scheme-light\">\n\t\t\t\t\t\t\t\t\t<div class=\"box-icon-wrapper  box-with-icon box-icon-simple\">\n\t\t\t\t\t\t<div class=\"info-box-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"info-svg-wrapper\" style=\"width:100px; height:100px;\"><img decoding=\"async\"  alt=\"S\u00edmbolo check enmarcado\" data-src=\"https:\/\/lozano-abogados.es\/wp-content\/uploads\/2025\/03\/white-hugeicons-checkmark-square-01.svg\" title=\"white-hugeicons\u2013checkmark-square-01\" width=\"100\" height=\"100\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" style=\"--smush-placeholder-width: 100px; --smush-placeholder-aspect-ratio: 100\/100;\"><\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"info-box-content\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<h3\t\t\t\t\t\tclass=\"info-box-title title box-title-style-default wd-fontsize-m\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\t\tTotal or partial cancellation of debts.\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"info-box-inner reset-last-child\"data-elementor-setting-key=\"content\"><\/div>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3b029a9 e-con-full e-flex e-con e-child\" data-id=\"3b029a9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ed5dfa wd-animation-slide-short-from-left wd_delay_200 wd-animation-normal elementor-widget elementor-widget-wd_infobox\" data-id=\"3ed5dfa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_infobox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"info-box-wrapper\">\n\t\t\t<div class=\"wd-info-box text-center box-icon-align-top box-style-base color-scheme-light\">\n\t\t\t\t\t\t\t\t\t<div class=\"box-icon-wrapper  box-with-icon box-icon-simple\">\n\t\t\t\t\t\t<div class=\"info-box-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"info-svg-wrapper\" style=\"width:100px; height:100px;\"><img decoding=\"async\"  alt=\"S\u00edmbolo check enmarcado\" data-src=\"https:\/\/lozano-abogados.es\/wp-content\/uploads\/2025\/03\/white-hugeicons-checkmark-square-01.svg\" title=\"white-hugeicons\u2013checkmark-square-01\" width=\"100\" height=\"100\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" style=\"--smush-placeholder-width: 100px; --smush-placeholder-aspect-ratio: 100\/100;\"><\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"info-box-content\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<h3\t\t\t\t\t\tclass=\"info-box-title title box-title-style-default wd-fontsize-m\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\t\tRestructuring payments without pressure.<br \/>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"info-box-inner reset-last-child\"data-elementor-setting-key=\"content\"><\/div>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-86c2771 e-con-full e-flex e-con e-child\" data-id=\"86c2771\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d798638 wd-animation-slide-short-from-left wd_delay_300 wd-animation-normal elementor-widget elementor-widget-wd_infobox\" data-id=\"d798638\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_infobox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"info-box-wrapper\">\n\t\t\t<div class=\"wd-info-box text-center box-icon-align-top box-style-base color-scheme-light\">\n\t\t\t\t\t\t\t\t\t<div class=\"box-icon-wrapper  box-with-icon box-icon-simple\">\n\t\t\t\t\t\t<div class=\"info-box-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"info-svg-wrapper\" style=\"width:100px; height:100px;\"><img decoding=\"async\"  alt=\"S\u00edmbolo check enmarcado\" data-src=\"https:\/\/lozano-abogados.es\/wp-content\/uploads\/2025\/03\/white-hugeicons-checkmark-square-01.svg\" title=\"white-hugeicons\u2013checkmark-square-01\" width=\"100\" height=\"100\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" style=\"--smush-placeholder-width: 100px; --smush-placeholder-aspect-ratio: 100\/100;\"><\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"info-box-content\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<h3\t\t\t\t\t\tclass=\"info-box-title title box-title-style-default wd-fontsize-m\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\t\tThe protection of your residence.\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"info-box-inner reset-last-child\"data-elementor-setting-key=\"content\"><\/div>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3fa5871 e-con-full e-flex e-con e-child\" data-id=\"3fa5871\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ad7a19e wd-animation-slide-short-from-left wd_delay_400 wd-animation-normal elementor-widget elementor-widget-wd_infobox\" data-id=\"ad7a19e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_infobox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"info-box-wrapper\">\n\t\t\t<div class=\"wd-info-box text-center box-icon-align-top box-style-base color-scheme-light\">\n\t\t\t\t\t\t\t\t\t<div class=\"box-icon-wrapper  box-with-icon box-icon-simple\">\n\t\t\t\t\t\t<div class=\"info-box-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"info-svg-wrapper\" style=\"width:100px; height:100px;\"><img decoding=\"async\"  alt=\"S\u00edmbolo check enmarcado\" data-src=\"https:\/\/lozano-abogados.es\/wp-content\/uploads\/2025\/03\/white-hugeicons-checkmark-square-01.svg\" title=\"white-hugeicons\u2013checkmark-square-01\" width=\"100\" height=\"100\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" style=\"--smush-placeholder-width: 100px; --smush-placeholder-aspect-ratio: 100\/100;\"><\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"info-box-content\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<h3\t\t\t\t\t\tclass=\"info-box-title title box-title-style-default wd-fontsize-m\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\t\tLift of embargoes and judicial processes\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"info-box-inner reset-last-child\"data-elementor-setting-key=\"content\"><\/div>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>ESPECIALISTAS EN DERECHO CONCURSAL &#8211; 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